Right & Tight

there is nothing more stressful to a twenty-something than finances. college loan debts, maxed out credit cards, exhorbatent post-college rent, city living costs vs. college town living costs, $8 beers, $10 cocktails... etc etc

So, we have begun a full-blown financial plan that we like to refer to as the "Right & Tight" plan. It also refers to our diet and workout plan-- which we will address at a later time.

Back to the finances... since we'll be leaving the country for three months and unlikely to do things like pay our credit card bills, we have to prepare to be marginally debt free come January 1st. Also, since we won't exactly be able to use said credit cards in Africa, it is highly possible we will be traveling sans-Visa cards and cash only (Visas in the back pocket of course- we're not totally crazy).

So along with Airfare to Africa and back, our program costs and spending money we're collectively paying down a little over $6,000 in debt... however, the freedom we feel this will bring us... is going to be pretty phenomenal.

For the first time in a long time, we'll be living within our means as we prepare for this trip and even while we're in Africa. Lucky for us, our means will be a lot more than our local peers, but we're going to embrace it. And, with the country the way it is, our economy in its current state - we think its high time everyone start to realize their means and live within them. We've both done these amazing spreadsheets for our budgets and we're pretty stoked at the prospect of leaving America and all its indulgences, excesses and debts behind for a few months. I'm sure we'll both breathe a little easier once the program is paid for and the flights are booked, but for now... we'll be dispensing our right and tight experiences!!